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Your Privacy Matters

At Paz Funding Source LLC, we are committed to protecting your privacy and maintaining the confidentiality of your personal and business information. This Privacy Policy explains how we collect, use, and safeguard your information when you use our business funding services.

1

Introduction

Paz Funding Source LLC ("Company," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your personal and business information when you use our business funding services. We comply with all applicable federal and state privacy laws.

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Information We Collect

Personal Information

  • • Name, address, phone, email
  • • Social Security Number
  • • Date of birth
  • • Government-issued ID
  • • Employment information
  • • Credit history

Business Information

  • • Business name and address
  • • Federal Tax ID (EIN)
  • • Business licenses
  • • Financial statements
  • • Bank records
  • • Tax returns

Financial Information

  • • Bank account information
  • • Transaction history
  • • Credit card statements
  • • Revenue documentation
  • • Existing debt obligations
  • • Asset information

Technical Information

  • • IP address and browser info
  • • Device and operating system
  • • Website usage patterns
  • • Cookies and tracking data
3

How We Use Your Information

We use your information for processing funding applications, verifying identity and creditworthiness, underwriting and risk assessment, providing customer service, monitoring loan performance, legal compliance, fraud prevention, and marketing our services with your consent.

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Information Sharing

We may share information with your consent, with trusted service providers for credit reporting and verification, with lending partners when acting as a broker, as required by law or regulation, and in business transfers. We do not sell your personal information to third parties.

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Data Security

We implement industry-standard security measures including encryption of sensitive data, secure servers and infrastructure, access controls and authentication, regular security assessments, and employee training. However, no internet transmission is 100% secure.

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Data Retention

We retain information as long as necessary to provide services and comply with legal obligations. Generally, we retain application information, active loan data, payment history, and regulatory records as required by law. Specific retention periods will be determined based on legal requirements.

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Your Rights and Choices

You have rights to access and correct your information, opt-out of marketing communications, control certain data sharing practices, and exercise state-specific rights including knowing what information we collect, deleting personal information, and opting out of information sales.

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Cookies and Tracking

We use cookies and similar technologies to remember preferences, analyze website traffic, improve functionality, and provide targeted content. You can control cookies through browser settings, though this may affect website functionality.

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Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of external sites and encourage you to review their privacy policies.

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Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children under 18.

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International Users

Our services are primarily intended for users in the United States. If you access our services from outside the U.S., your information may be transferred to and processed in the United States.

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Changes to This Privacy Policy

We may update this Privacy Policy periodically. We will notify you of material changes by posting the updated policy on our website and updating the Last Updated date.

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Contact Information

For questions about this Privacy Policy or to exercise your rights, please contact us at:

Paz Funding Source LLC

415 North Camden Drive Suite 111

Beverly Hills, CA 90210

Email: contact@pazfundingsource.com

Phone: 833-PAZ-FUND (833-729-3863)

Response Times

Privacy Requests: Within 30 days

General Inquiries: Within 48 hours

Urgent Matters: Within 24 hours

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Regulatory Compliance

We comply with applicable federal and state privacy laws, including but not limited to:

Gramm-Leach-Bliley Act (GLBA)
Fair Credit Reporting Act (FCRA)
Equal Credit Opportunity Act (ECOA)
State privacy laws where applicable
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California Privacy Notice (CCPA/CPRA)

This section provides additional information for California residents as required by the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA).

Categories of Personal Information We Collect

Identifiers

Name, postal address, email address, Social Security number, driver's license number, passport number, or other similar identifiers

Personal Information Categories (Cal. Civ. Code § 1798.80(e))

Name, signature, Social Security number, physical characteristics, address, telephone number, passport number, driver's license, state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information

Protected Classification Characteristics

Age, marital status, sex, veteran or military status

Commercial Information

Records of services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies

Biometric Information

Signatures

Internet or Network Activity

Browsing history, search history, information on a consumer's interaction with a website, application, or advertisement

Professional or Employment Information

Current or past job history, performance evaluations

Education Information

Education records directly related to a student maintained by an educational institution

Inferences

Profile reflecting a person's preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes

Your California Privacy Rights

Right to Know

You have the right to request information about the categories and specific pieces of personal information we have collected about you, as well as the categories of sources, purposes for collection, and third parties with whom we share information.

Right to Delete

You have the right to request deletion of your personal information, subject to certain exceptions.

Right to Correct

You have the right to request correction of inaccurate personal information we maintain about you.

Right to Opt-Out

You have the right to opt-out of the sale or sharing of your personal information. We do not sell your personal information.

Right to Limit Use of Sensitive Personal Information

You have the right to limit the use and disclosure of your sensitive personal information to purposes necessary to perform our services.

Right to Non-Discrimination

We will not discriminate against you for exercising any of your CCPA/CPRA rights.

How to Exercise Your Rights

California residents may exercise their privacy rights by:

  • Calling our toll-free number: 833-PAZ-FUND (833-729-3863)
  • Emailing us at: contact@pazfundingsource.com

We will verify your request using information associated with your account, including email address. Government identification may be required. You may designate an authorized agent to make a request on your behalf by providing written authorization.

Response Timing and Format

We will respond to verifiable consumer requests within 45 days of receipt. If we require more time (up to 90 days total), we will inform you of the reason and extension period in writing. We will deliver our written response electronically unless you request otherwise.

Shine the Light Law

California Civil Code Section 1798.83 permits California residents to request certain information regarding disclosure of personal information to third parties for direct marketing purposes. We do not share personal information with third parties for their direct marketing purposes.

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Nevada Privacy Notice

This section provides additional information for Nevada residents as required by Nevada Revised Statutes Chapter 603A.

Sale of Personal Information

We do not sell your personal information. Under Nevada law, Nevada residents who have purchased goods or services from us may opt out of the "sale" of "covered information" for monetary consideration to a person for that person to license or sell such information to additional persons.

"Covered information" includes first and last name, address, email address, phone number, Social Security Number, or an identifier that allows a specific person to be contacted either physically or online.

Your Nevada Rights

Nevada residents have the right to opt out of the sale of certain personal information to third parties who intend to license or sell that personal information. If you are a Nevada resident and wish to exercise this right, even though we do not currently sell your information, you may submit a request by:

  • Emailing us at: contact@pazfundingsource.com
  • Calling us at: 833-PAZ-FUND (833-729-3863)

Verification Process

We will verify your Nevada opt-out request by confirming your identity through information associated with your account. We may request additional information to verify your identity and Nevada residency. Once verified, we will process your request and send you a confirmation.

Additional Information

Please note that we are required by Nevada law to provide this opt-out right even though we do not currently engage in the sale of personal information as defined by Nevada law. We are committed to transparency about our data practices and Nevada residents' rights.

For questions specific to Nevada privacy rights, please contact our Privacy Officer using the contact information provided in Section 13 of this Privacy Policy.