PazFlow™
Credit Card Processing Revenue Leverage
Transform your credit card processing history into immediate working capital with intelligent funding solutions
PazFlow™ Overview
Funding Range
Based on processing volume
$3K - $500K
Repayment Type
Sales-based collections
% of Card Sales
What is PazFlow™?
PazFlow™ is our innovative funding solution that leverages your credit card processing revenue to provide immediate working capital. By analyzing your payment processing history and patterns, we can offer tailored funding that grows with your business.
Unlike traditional loans, PazFlow™ uses your actual card processing data to determine funding amounts and creates a repayment structure based on a percentage of your future credit card sales. This means faster approvals, more accurate funding amounts, and repayment that truly aligns with your business performance.
Perfect For
PazFlow™ is designed for high-volume businesses seeking intelligent funding with sales-based repayment flexibility
E-commerce Leaders
Online businesses with high transaction volume and seasonal fluctuations
Premium Retailers
High-end retail stores with substantial processing volume and expansion plans
Data-Driven Businesses
Companies that leverage processing analytics for strategic decision making
Scaling Companies
Established businesses ready for significant growth and market expansion
Ideal PazFlow™ Candidates Have:
How PazFlow™ Funding & Repayment Works
1. Connect & Analyze
Securely connect your processing account. We analyze 6+ months of transaction data to determine optimal funding amount.
2. Fast Funding
Receive pre-approved funding amount (up to 50% of monthly processing) deposited within 24 hours of approval.
3. Percentage Repayment
Fixed percentage (8-16%) of future credit card sales collected automatically. Repayment varies with your sales volume.
4. Renewal & Refinancing
Multiple renewal options and refinancing opportunities. Earn prepayment discounts for early payoff of outstanding balance.
PazFlow™ Benefits
Lightning Fast Funding
Get approved and funded in 24-48 hours based on your processing history, not credit scores.
Sales-Based Repayment
Percentage of future credit card sales - repayment adjusts automatically with your sales volume.
Premium Funding Limits
Access $3K to $500K in working capital - higher amounts for established processors.
No Collateral Required
Unsecured funding based on your processing history - no personal guarantees or assets at risk.
Renewal & Refinancing
Multiple renewal options and refinancing opportunities with prepayment discounts available.
Flexible Fund Usage
No restrictions - use for inventory, payroll, marketing, equipment, or any business need.
Simple Application Process
Minimal paperwork with automated processing analysis - get qualified in minutes, not weeks.
Qualification Requirements
Processing Volume
- Minimum $10,000/month in card processing
- Consistent processing for 6+ months
- Low chargeback ratio (<2%)
Business Requirements
- Business operational for 12+ months
- Valid business bank account
- No recent bankruptcies
Ready to Leverage Your Processing Revenue?
Transform your credit card processing history into immediate working capital with PazFlow™