Fast Capital for Columbia Businesses
Columbia's economy centers on the University of Missouri and a cluster of insurance and healthcare employers, giving the city an unusually stable base of professional-services and medical-office small businesses. Student population drives steady demand for restaurants, retail, and rental-property services.
Education anchors much of Columbia's economy. Operators here use working capital to carry payroll and supplier bills through the weeks when receivables lag behind the work.
Columbia's healthcare businesses run on equipment and people. Funding most often goes to replacing or adding equipment on the business's timeline, not a bank's.
Insurance operators in Columbia use short-term capital to take on bigger jobs, larger orders, and new hires before the opportunity passes.
For restaurants & retail in Columbia, cash flow rarely follows the calendar. A revenue-based advance smooths the gap between slow stretches and busy ones.
Columbia education firms cover payroll and bring on new hires while waiting on customer payments, repaying as the receivables clear.
Columbia healthcare operators replace aging equipment without waiting on a bank, keeping revenue flowing while the new equipment earns.
An established Columbia insurance business funds the build-out and first months of a second location, drawing more later through AccessLine™ as the new site performs.
Most Columbia businesses that have operated for at least six months with $10,000 or more in monthly revenue qualify, including education, healthcare, insurance and service businesses. We look at overall business health, not just credit.
Applications take about five minutes, approvals come in as little as 24 hours, and funds are sent to your business bank account as soon as the next business day.
No. Paz purchases a portion of your future receivables at a fixed price, repaid through fixed daily or weekly payments sized to your sales. There is no interest rate and no collateral.
Funding runs from $2,500 to $5,000,000. Most Columbia businesses qualify for $25,000 to $250,000 on a first draw, with more available through AccessLine™ as the business performs.
Get approved in as little as 24 hours