Fast Capital for Ellicott City Businesses
Ellicott City pairs a historic Main Street of independent shops and restaurants along the Patapsco River with a broader Howard County economy built on corporate offices and professional services. Rebuilding after repeated flood events has kept local contractors and restoration specialists in steady demand.
Retail & Restaurants anchors much of Ellicott City's economy. Operators here use working capital to carry payroll and supplier bills through the weeks when receivables lag behind the work.
Ellicott City's professional services businesses run on equipment and people. Funding most often goes to replacing or adding equipment on the business's timeline, not a bank's.
Construction & Restoration operators in Ellicott City use short-term capital to take on bigger jobs, larger orders, and new hires before the opportunity passes.
For healthcare in Ellicott City, cash flow rarely follows the calendar. A revenue-based advance smooths the gap between slow stretches and busy ones.
Ellicott City retail & restaurants operators stock up before their busiest weeks with a working-capital draw repaid from daily sales.
Ellicott City professional services firms cover payroll and bring on new hires while waiting on customer payments, repaying as the receivables clear.
Ellicott City construction & restoration crews front materials and labor on a larger contract, repaid as progress payments arrive instead of waiting on a bank line.
Most Ellicott City businesses that have operated for at least six months with $10,000 or more in monthly revenue qualify, including retail & restaurants, professional services, construction & restoration and service businesses. We look at overall business health, not just credit.
Applications take about five minutes, approvals come in as little as 24 hours, and funds are sent to your business bank account as soon as the next business day.
No. Paz purchases a portion of your future receivables at a fixed price, repaid through fixed daily or weekly payments sized to your sales. There is no interest rate and no collateral.
Funding runs from $2,500 to $5,000,000. Most Ellicott City businesses qualify for $25,000 to $250,000 on a first draw, with more available through AccessLine™ as the business performs.
Get approved in as little as 24 hours