Fast Capital for Hilo Businesses
The Big Island's largest town, Hilo's economy mixes University of Hawaii research spending with agriculture exports like macadamia nuts and coffee grown on the surrounding slopes. A tourism trade built around nearby volcanoes and waterfalls brings steady visitor traffic to local shops.
Agriculture anchors much of Hilo's economy. Operators here use working capital to carry payroll and supplier bills through the weeks when receivables lag behind the work.
Hilo's tourism businesses run on equipment and people. Funding most often goes to replacing or adding equipment on the business's timeline, not a bank's.
Education operators in Hilo use short-term capital to take on bigger jobs, larger orders, and new hires before the opportunity passes.
For retail in Hilo, cash flow rarely follows the calendar. A revenue-based advance smooths the gap between slow stretches and busy ones.
Hilo agriculture operators replace aging equipment without waiting on a bank, keeping revenue flowing while the new equipment earns.
Hilo tourism firms cover payroll and bring on new hires while waiting on customer payments, repaying as the receivables clear.
An established Hilo education business funds the build-out and first months of a second location, drawing more later through AccessLine™ as the new site performs.
Most Hilo businesses that have operated for at least six months with $10,000 or more in monthly revenue qualify, including agriculture, tourism, education and service businesses. We look at overall business health, not just credit.
Applications take about five minutes, approvals come in as little as 24 hours, and funds are sent to your business bank account as soon as the next business day.
No. Paz purchases a portion of your future receivables at a fixed price, repaid through fixed daily or weekly payments sized to your sales. There is no interest rate and no collateral.
Funding runs from $2,500 to $5,000,000. Most Hilo businesses qualify for $25,000 to $250,000 on a first draw, with more available through AccessLine™ as the business performs.
Get approved in as little as 24 hours