Fast Capital for O'Fallon Businesses
O'Fallon is one of the fastest-growing cities in the St. Charles County suburbs of St. Louis, with new retail centers and corporate offices following a wave of residential development. Small contractors and home-services businesses stay busy keeping pace with continued new construction.
Retail anchors much of O'Fallon's economy. Operators here use working capital to carry payroll and supplier bills through the weeks when receivables lag behind the work.
O'Fallon's construction businesses run on equipment and people. Funding most often goes to replacing or adding equipment on the business's timeline, not a bank's.
Home Services operators in O'Fallon use short-term capital to take on bigger jobs, larger orders, and new hires before the opportunity passes.
For professional services in O'Fallon, cash flow rarely follows the calendar. A revenue-based advance smooths the gap between slow stretches and busy ones.
O'Fallon retail operators stock up before their busiest weeks with a working-capital draw repaid from daily sales.
O'Fallon construction crews front materials and labor on a larger contract, repaid as progress payments arrive instead of waiting on a bank line.
O'Fallon home services firms cover payroll and bring on new hires while waiting on customer payments, repaying as the receivables clear.
Most O'Fallon businesses that have operated for at least six months with $10,000 or more in monthly revenue qualify, including retail, construction, home services and service businesses. We look at overall business health, not just credit.
Applications take about five minutes, approvals come in as little as 24 hours, and funds are sent to your business bank account as soon as the next business day.
No. Paz purchases a portion of your future receivables at a fixed price, repaid through fixed daily or weekly payments sized to your sales. There is no interest rate and no collateral.
Funding runs from $2,500 to $5,000,000. Most O'Fallon businesses qualify for $25,000 to $250,000 on a first draw, with more available through AccessLine™ as the business performs.
Get approved in as little as 24 hours