Fast Capital for St. Charles Businesses
St. Charles pairs a historic Main Street tourism district along the Missouri River with a growing base of corporate offices and light manufacturing in the surrounding business parks. Its position along I-70 makes it a natural distribution point for the western St. Louis suburbs.
Tourism anchors much of St. Charles's economy. Operators here use working capital to carry payroll and supplier bills through the weeks when receivables lag behind the work.
St. Charles's retail & restaurants businesses run on equipment and people. Funding most often goes to replacing or adding equipment on the business's timeline, not a bank's.
Manufacturing operators in St. Charles use short-term capital to take on bigger jobs, larger orders, and new hires before the opportunity passes.
For distribution in St. Charles, cash flow rarely follows the calendar. A revenue-based advance smooths the gap between slow stretches and busy ones.
St. Charles tourism firms cover payroll and bring on new hires while waiting on customer payments, repaying as the receivables clear.
St. Charles retail & restaurants operators stock up before their busiest weeks with a working-capital draw repaid from daily sales.
St. Charles manufacturing operators replace aging equipment without waiting on a bank, keeping revenue flowing while the new equipment earns.
Most St. Charles businesses that have operated for at least six months with $10,000 or more in monthly revenue qualify, including tourism, retail & restaurants, manufacturing and service businesses. We look at overall business health, not just credit.
Applications take about five minutes, approvals come in as little as 24 hours, and funds are sent to your business bank account as soon as the next business day.
No. Paz purchases a portion of your future receivables at a fixed price, repaid through fixed daily or weekly payments sized to your sales. There is no interest rate and no collateral.
Funding runs from $2,500 to $5,000,000. Most St. Charles businesses qualify for $25,000 to $250,000 on a first draw, with more available through AccessLine™ as the business performs.
Get approved in as little as 24 hours