Working Capital for Assisted Living & Senior Care
Assisted living and senior care operators run around-the-clock staffing and facility costs against a resident census that can take months to fill after a new wing opens or a bed turns over. Working capital covers staffing, renovations, and licensing while occupancy builds.
Approval in as little as 24 hours after you apply, with funds sent as soon as the next business day, so assisted living & senior care never wait on a bank.
Fixed daily or weekly payments sized to your sales, not a balloon due date. A newly opened wing or a bed that just turned over sits at reduced or zero revenue for weeks or months while marketing and admissions work to fill it, even as staffing and utility costs continue.
Funding is a purchase of your future receivables, so you are not pledging equipment, property or personal assets. Round-the-clock nursing and caregiving staff are scheduled and paid on a fixed shift basis regardless of whether the facility's census is at full occupancy that month.
One approval, draw what you need, and return for additional funding as your assisted living & senior care business performs. Medicaid waiver programs and long-term care insurance often reimburse on a delayed cycle, so a facility can be fully staffed and occupied while still waiting on payment.
Keep nursing and caregiving shifts fully staffed regardless of the current resident census.
Fund the renovations and licensing work needed to open new beds or wings.
Cover costs while a new facility or wing builds its resident census toward full occupancy.
Yes, many assisted living operators use working capital to cover staffing and overhead while a newly opened facility or wing builds its resident census.
Yes, we fund independent living, assisted living, and memory care operators, sizing funding to the facility's monthly revenue and time in operation.
Repayment is a fixed daily or weekly amount sized to your revenue, not a lump sum, so it moves with the facility's occupancy and cash flow rather than a fixed bank due date.
Paz funds assisted living & senior care from $2,500 to $5,000,000. Most assisted living & senior care qualify for $50,000 - $500,000, based on monthly revenue and time in business rather than collateral.
A US business that has operated for at least six months with $10,000 or more in monthly revenue, your last three months of bank statements and your EIN. The application takes about five minutes, and there is no hard credit pull to get pre-qualified.
Assisted Living & Senior Care funding, approved in as little as 24 hours