Working Capital for Chiropractic Practices
Chiropractic practices build patient trust through consistent, hands-on care, but insurance credentialing and slow-paying claims can strain the cash a growing practice needs for equipment and staff. Working capital lets chiropractors invest in tables, X-ray equipment, and additional treatment rooms without waiting on payers to catch up.
Approval in as little as 24 hours after you apply, with funds sent as soon as the next business day, so chiropractic practices never wait on a bank.
Fixed daily or weekly payments sized to your sales, not a balloon due date. Insurance reimbursement for chiropractic care often lags 30 to 60 days behind the visit, leaving practices to cover payroll and rent long before claims clear.
Funding is a purchase of your future receivables, so you are not pledging equipment, property or personal assets. Patient volume swings with the seasons and with referral patterns from primary care doctors, making monthly revenue harder to predict than the fixed costs of running a clinic.
One approval, draw what you need, and return for additional funding as your chiropractic practices business performs. New adjustment tables, decompression equipment, and digital X-ray systems all carry large upfront price tags that can outpace what a single-provider practice has on hand.
Finance the treatment tables, imaging, and therapy devices that keep a chiropractic practice current.
Cover payroll and overhead while claims work their way through insurance processing.
Add associates, open a second location, or expand treatment space to see more patients.
Yes. We work with solo practitioners and multi-provider chiropractic groups alike, sizing funding to the practice's monthly revenue rather than the number of providers on staff.
Yes, financing new tables, decompression units, and imaging equipment is one of the most common uses among chiropractic practices we fund.
That is a normal part of chiropractic cash flow, and it is factored into how we evaluate an application. Funding is based on your business bank deposits, not a credit score built around steady paycheck income.
Paz funds chiropractic practices from $2,500 to $5,000,000. Most chiropractic practices qualify for $15,000 - $150,000, based on monthly revenue and time in business rather than collateral.
A US business that has operated for at least six months with $10,000 or more in monthly revenue, your last three months of bank statements and your EIN. The application takes about five minutes, and there is no hard credit pull to get pre-qualified.
Chiropractic Practices funding, approved in as little as 24 hours