Clothing Boutiques Funding
Working Capital for Clothing Boutiques
Independent clothing boutiques compete against fast fashion and e-commerce giants by buying ahead of trends, tying up cash in inventory that has to sell within a single season.
Working Capital for Clothing Boutiques
Independent clothing boutiques compete against fast fashion and e-commerce giants by buying ahead of trends, tying up cash in inventory that has to sell within a single season.
Approval in as little as 24 hours after you apply, with funds sent as soon as the next business day, so clothing boutiques never wait on a bank.
Fixed daily or weekly payments sized to your sales, not a balloon due date. Boutique owners often place and pay for a season's inventory well before the first item sells, so cash gets locked up while trends move fast.
Funding is a purchase of your future receivables, so you are not pledging equipment, property or personal assets. Slow-moving pieces get marked down to clear rack space for the next season, thinning margins right when new stock needs to be paid for.
One approval, draw what you need, and return for additional funding as your clothing boutiques business performs. A single trade show or wholesale buy can require a deposit that ties up cash for weeks before the merchandise even arrives in store.
Stock up on next season's collection before wholesale buying windows close.
Update fixtures, lighting and layout to keep the shopping experience competitive.
Fund trunk shows, influencer collaborations and local events that drive foot traffic.
Yes. Paz looks at your boutique's monthly revenue and time in business rather than a long credit file, so independent shops without deep credit history can still qualify.
Yes, many boutique owners use working capital to cover wholesale deposits and buy inventory ahead of a trade show or market week.
No. Paz reviews your overall monthly revenue trend, so boutiques with a stronger holiday or summer season are not penalized for slower months.
Paz funds clothing boutiques from $2,500 to $5,000,000. Most clothing boutiques qualify for $15,000 - $150,000, based on monthly revenue and time in business rather than collateral.
A US business that has operated for at least six months with $10,000 or more in monthly revenue, your last three months of bank statements and your EIN. The application takes about five minutes, and there is no hard credit pull to get pre-qualified.
Clothing Boutiques funding, approved in as little as 24 hours