Working Capital for Fast Food & Quick Service Restaurants
Quick service restaurants live and die on speed, consistency and enough staff on the line during peak hours. Working capital gives QSR owners the cash to cover payroll during a slow stretch, refresh kitchen equipment or open an additional unit without waiting weeks on a bank.
Approval in as little as 24 hours after you apply, with funds sent as soon as the next business day, so fast food & quick service restaurants never wait on a bank.
Fixed daily or weekly payments sized to your sales, not a balloon due date. High employee turnover means constant hiring and training costs just to keep a full crew on the line.
Funding is a purchase of your future receivables, so you are not pledging equipment, property or personal assets. Drive-through and kitchen equipment runs almost continuously, and a broken fryer or grill can shut down a menu category during peak hours.
One approval, draw what you need, and return for additional funding as your fast food & quick service restaurants business performs. Franchise fees, royalty payments and marketing fund contributions are due on schedule regardless of how a particular month performs.
Keep fryers, grills and drive-through equipment running through peak hours.
Fund buildout and opening costs for an additional location.
Cover payroll and training costs during hiring pushes and slow seasons.
Yes, individually owned franchise locations of quick service brands can qualify the same way an independent restaurant would. Underwriting looks at your location's own revenue and time in business.
Working capital has no restriction on use, so QSR owners regularly apply it toward kitchen equipment, drive-through technology or a new unit buildout. You decide where the funds go.
Repayment is a fixed daily or weekly amount sized to your revenue, not a lump sum due date. That structure is built for businesses with steady daily transaction volume like quick service restaurants.
Paz funds fast food & quick service restaurants from $2,500 to $5,000,000. Most fast food & quick service restaurants qualify for $25,000 - $200,000, based on monthly revenue and time in business rather than collateral.
A US business that has operated for at least six months with $10,000 or more in monthly revenue, your last three months of bank statements and your EIN. The application takes about five minutes, and there is no hard credit pull to get pre-qualified.
Fast Food & Quick Service Restaurants funding, approved in as little as 24 hours