Working Capital for Fencing & Deck Builders
Fencing and deck builders order lumber, vinyl, and hardware in bulk ahead of a build, and material prices can move between the quoted estimate and the actual purchase. Paz Working Capital helps fencing and deck businesses cover material costs and crew payroll through a seasonal, weather-driven schedule.
Approval in as little as 24 hours after you apply, with funds sent as soon as the next business day, so fencing & deck builders never wait on a bank.
Fixed daily or weekly payments sized to your sales, not a balloon due date. Lumber, vinyl, and hardware are typically purchased upfront for a project, ahead of collecting final payment from the customer.
Funding is a purchase of your future receivables, so you are not pledging equipment, property or personal assets. Demand for fencing and deck work is heavily seasonal, with a short building season carrying costs the rest of the year.
One approval, draw what you need, and return for additional funding as your fencing & deck builders business performs. Permit requirements and HOA approvals can delay a scheduled build after materials have already been ordered.
Buy lumber, vinyl, composite decking, and hardware ahead of a scheduled build
Cover payroll and overhead through the off-season between building peaks
Fund crew expansion and equipment for larger fencing or deck projects
Yes. Paz Working Capital is based on the overall revenue history of your business, so it can help cover payroll and overhead during the slower months between building seasons.
Yes, funds can be used to purchase materials upfront for a scheduled build, ahead of collecting payment from the customer.
Repayment is fixed daily or weekly based on your overall business revenue, not tied to any single job, so a delay on one project does not change your payment schedule.
Paz funds fencing & deck builders from $2,500 to $5,000,000. Most fencing & deck builders qualify for $15,000 - $125,000, based on monthly revenue and time in business rather than collateral.
A US business that has operated for at least six months with $10,000 or more in monthly revenue, your last three months of bank statements and your EIN. The application takes about five minutes, and there is no hard credit pull to get pre-qualified.
Fencing & Deck Builders funding, approved in as little as 24 hours