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Florists & Flower Shops Funding
Working Capital for Florists & Flower Shops
Same-Day Funding Available
Florists work with a highly perishable product on a business model built around a handful of extremely concentrated peak weeks each year.
Working Capital for Florists & Flower Shops
Florists work with a highly perishable product on a business model built around a handful of extremely concentrated peak weeks each year.
Approval in as little as 24 hours after you apply, with funds sent as soon as the next business day, so florists & flower shops never wait on a bank.
Fixed daily or weekly payments sized to your sales, not a balloon due date. Fresh flowers are perishable, so unsold inventory becomes a total loss within days rather than sitting on a shelf like most retail goods.
Funding is a purchase of your future receivables, so you are not pledging equipment, property or personal assets. Holidays like Valentine's Day and Mother's Day can account for a large share of annual revenue, requiring a florist to buy far more stock and bring on extra help for just a few days.
One approval, draw what you need, and return for additional funding as your florists & flower shops business performs. Wedding and event orders often require buying flowers well in advance of the event, while final payment from the client may not arrive until afterward.
Buy extra flower stock and hire seasonal help ahead of Valentine's Day, Mother's Day and other peak weeks.
Cover flower and supply costs for weddings and events before final client payment.
Invest in refrigeration and shop presentation to keep flowers fresh longer.
Yes, florists commonly use working capital to buy extra flower stock and bring on seasonal help ahead of major holidays, then repay from the resulting sales spike.
Yes, many florists use working capital to cover the upfront cost of wedding and event flowers while waiting on the client's remaining balance.
No, Paz bases approval on your monthly revenue and time in business rather than your inventory type, so perishable goods do not count against a florist.
Paz funds florists & flower shops from $2,500 to $5,000,000. Most florists & flower shops qualify for $10,000 - $75,000, based on monthly revenue and time in business rather than collateral.
A US business that has operated for at least six months with $10,000 or more in monthly revenue, your last three months of bank statements and your EIN. The application takes about five minutes, and there is no hard credit pull to get pre-qualified.
Florists & Flower Shops funding, approved in as little as 24 hours