Working Capital for Food Processing & Packaging Plants
Food processing and packaging plants buy perishable and shelf-stable ingredients on tight timelines while meeting strict food-safety and labeling requirements before a shipment ever reaches a retailer or distributor. Paz Working Capital gives food processing businesses funding for ingredients, packaging, and payroll across demanding production and delivery schedules.
Approval in as little as 24 hours after you apply, with funds sent as soon as the next business day, so food processing & packaging plants never wait on a bank.
Fixed daily or weekly payments sized to your sales, not a balloon due date. Ingredients and raw materials, especially perishables, have to be purchased close to a production run and often paid for immediately.
Funding is a purchase of your future receivables, so you are not pledging equipment, property or personal assets. Grocery, retail, and distributor customers commonly pay on net-30 to net-60 terms after delivery and quality inspection.
One approval, draw what you need, and return for additional funding as your food processing & packaging plants business performs. Food-safety certifications, equipment sanitation, and compliance costs recur regularly and cannot be deferred without risking production shutdowns.
Purchase perishable and shelf-stable ingredients close to a scheduled production run
Cover payroll and overhead while retailer and distributor invoices are outstanding
Fund food-safety certifications, equipment sanitation, and compliance costs
Yes. Paz Working Capital can be used to purchase perishable or shelf-stable ingredients close to a scheduled production run.
Yes, funds can be used to cover payroll and overhead while retailer and distributor invoices on net-30 or net-60 terms are still outstanding.
Yes, funds can be used for food-safety certifications, equipment sanitation, or any other legitimate business expense.
Paz funds food processing & packaging plants from $2,500 to $5,000,000. Most food processing & packaging plants qualify for $50,000 - $500,000, based on monthly revenue and time in business rather than collateral.
A US business that has operated for at least six months with $10,000 or more in monthly revenue, your last three months of bank statements and your EIN. The application takes about five minutes, and there is no hard credit pull to get pre-qualified.
Food Processing & Packaging Plants funding, approved in as little as 24 hours