Working Capital for Martial Arts & Dance Studios
Martial arts and dance studios build long-term student relationships around monthly tuition, but instructor pay, rent, and recital or tournament costs continue regardless of that month's enrollment. Working capital funds equipment, instructor staffing, and studio growth.
Approval in as little as 24 hours after you apply, with funds sent as soon as the next business day, so martial arts & dance studios never wait on a bank.
Fixed daily or weekly payments sized to your sales, not a balloon due date. Enrollment often dips during the summer and around major holidays, even though instructor pay and studio rent continue at the same fixed level.
Funding is a purchase of your future receivables, so you are not pledging equipment, property or personal assets. Mats, mirrors, sound systems, and sparring or dance equipment represent a significant upfront cost that has to be replaced as a growing student base wears it down.
One approval, draw what you need, and return for additional funding as your martial arts & dance studios business performs. Recitals, belt testing events, and tournaments require paying for venue space and materials well before that event's registration fees are fully collected.
Finance the mats, mirrors, and sound systems a martial arts or dance studio depends on.
Bring on certified instructors ahead of new class offerings or growing enrollment.
Add a second studio room, open a new location, or fund a recital or tournament.
Yes, many martial arts and dance studios use working capital to cover venue and material costs for recitals, belt tests, and tournaments ahead of registration fees coming in.
Yes, seasonal enrollment is common in martial arts and dance studios, and it is factored into how we evaluate the business's monthly revenue.
A US-based studio open at least six months with $10,000 or more in monthly revenue typically qualifies, with no hard credit pull to get pre-qualified.
Paz funds martial arts & dance studios from $2,500 to $5,000,000. Most martial arts & dance studios qualify for $15,000 - $100,000, based on monthly revenue and time in business rather than collateral.
A US business that has operated for at least six months with $10,000 or more in monthly revenue, your last three months of bank statements and your EIN. The application takes about five minutes, and there is no hard credit pull to get pre-qualified.
Martial Arts & Dance Studios funding, approved in as little as 24 hours