Working Capital for Orthodontic Practices
Orthodontic practices collect payment over long treatment plans that can run a year or more, while imaging equipment and lab costs for aligners and appliances are due well before that revenue is fully collected. Working capital finances imaging technology, lab fees, and new-location buildouts.
Approval in as little as 24 hours after you apply, with funds sent as soon as the next business day, so orthodontic practices never wait on a bank.
Fixed daily or weekly payments sized to your sales, not a balloon due date. Patients often pay for treatment on a monthly installment plan spread across a year or more, while the practice's lab fees for aligners and appliances are due much sooner.
Funding is a purchase of your future receivables, so you are not pledging equipment, property or personal assets. Digital scanners, 3D imaging systems, and in-house aligner technology represent a major upfront investment that competing practices increasingly expect.
One approval, draw what you need, and return for additional funding as your orthodontic practices business performs. Case starts can slow during the summer and around the holidays even as staffing, lab, and lease costs continue on a fixed monthly schedule.
Finance the digital scanners and imaging systems used to plan and monitor treatment.
Cover lab fees for aligners and appliances while patient payment plans are still collecting.
Open a satellite office or add chairs to see more new patients each month.
Yes, many orthodontic practices use working capital to cover lab and case-start costs while patient payment plans are still collecting over time.
Yes, we fund both single-location practices and multi-office orthodontic groups, sizing funding to the practice's monthly revenue.
Funding ranges from $2,500 to $5,000,000, with most orthodontic practices qualifying for an amount based on monthly revenue and time in business.
Paz funds orthodontic practices from $2,500 to $5,000,000. Most orthodontic practices qualify for $30,000 - $300,000, based on monthly revenue and time in business rather than collateral.
A US business that has operated for at least six months with $10,000 or more in monthly revenue, your last three months of bank statements and your EIN. The application takes about five minutes, and there is no hard credit pull to get pre-qualified.
Orthodontic Practices funding, approved in as little as 24 hours