Working Capital for Pool Builders & Pool Service
Pool builders and pool service companies balance long, capital-intensive new construction projects against a roster of recurring weekly service accounts, each with its own cash-flow rhythm. Paz Working Capital gives pool businesses funding for materials, chemicals, and crew payroll across both sides of the business.
Approval in as little as 24 hours after you apply, with funds sent as soon as the next business day, so pool builders & pool service never wait on a bank.
Fixed daily or weekly payments sized to your sales, not a balloon due date. New pool construction runs on a draw schedule tied to excavation, gunite, plumbing, and decking stages, often stretching over months.
Funding is a purchase of your future receivables, so you are not pledging equipment, property or personal assets. Chemicals, equipment, and replacement parts for service routes must be purchased upfront, ahead of collecting monthly service fees.
One approval, draw what you need, and return for additional funding as your pool builders & pool service business performs. Pool construction demand is highly seasonal in most regions, with revenue concentrated in a limited build season.
Cover payroll and subcontractors between excavation, gunite, and decking draw stages
Stock chemicals, filters, and pumps for ongoing weekly service accounts
Bridge the off-season when new pool construction demand drops
Yes. Paz Working Capital can be used to cover payroll and subcontractor costs while waiting on the next draw during a new pool build.
Yes, both pool construction and pool service businesses qualify based on monthly revenue and time in business, regardless of the mix of new builds and service accounts.
Yes, funds can be used to cover overhead and crew retention costs during the off-season, or for any other legitimate business need.
Paz funds pool builders & pool service from $2,500 to $5,000,000. Most pool builders & pool service qualify for $25,000 - $250,000, based on monthly revenue and time in business rather than collateral.
A US business that has operated for at least six months with $10,000 or more in monthly revenue, your last three months of bank statements and your EIN. The application takes about five minutes, and there is no hard credit pull to get pre-qualified.
Pool Builders & Pool Service funding, approved in as little as 24 hours