Working Capital for Real Estate Brokerages
Real estate brokerages advance marketing dollars, staging and agent support for listings months before a closing generates commission income. Working capital covers overhead and marketing while deals move through escrow.
Approval in as little as 24 hours after you apply, with funds sent as soon as the next business day, so real estate brokerages never wait on a bank.
Fixed daily or weekly payments sized to your sales, not a balloon due date. Commission income only arrives at closing, which can be 30 to 90 days after a listing agreement or accepted offer.
Funding is a purchase of your future receivables, so you are not pledging equipment, property or personal assets. Marketing spend on listings, including photography, staging and advertising, is paid upfront long before any commission is earned.
One approval, draw what you need, and return for additional funding as your real estate brokerages business performs. Brokerage overhead such as office lease, staff salaries and MLS fees continues every month regardless of how many deals are mid-escrow.
Cover photography, staging and advertising costs for new listings before the commission closes.
Keep office staff, MLS fees and lease payments current during slower closing months.
Invest in recruiting and onboarding new agents ahead of the commission revenue they will generate.
Yes, working capital is designed to cover the gap between marketing spend and commission income, which is a common need for real estate brokerages.
No, qualification is based on the brokerage's overall monthly revenue and time in business, not on individual pending transactions.
Yes, funding can be used for any legitimate business purpose, including recruiting costs, onboarding, marketing tools or office overhead.
Paz funds real estate brokerages from $2,500 to $5,000,000. Most real estate brokerages qualify for $25,000 - $200,000, based on monthly revenue and time in business rather than collateral.
A US business that has operated for at least six months with $10,000 or more in monthly revenue, your last three months of bank statements and your EIN. The application takes about five minutes, and there is no hard credit pull to get pre-qualified.
Real Estate Brokerages funding, approved in as little as 24 hours