Working Capital for Sporting Goods Stores
Sporting goods stores stock everything from team uniforms to seasonal gear, tying up cash across categories that each run on their own buying calendar.
Approval in as little as 24 hours after you apply, with funds sent as soon as the next business day, so sporting goods stores never wait on a bank.
Fixed daily or weekly payments sized to your sales, not a balloon due date. Team sports seasons each have their own ordering calendar, so a store may need to buy football, basketball and baseball gear months apart while cash from each season trickles in separately.
Funding is a purchase of your future receivables, so you are not pledging equipment, property or personal assets. Youth league and school team orders often require the store to front the cost of custom uniforms before collecting full payment from parents or booster clubs.
One approval, draw what you need, and return for additional funding as your sporting goods stores business performs. Big-ticket items like exercise equipment and outdoor gear tie up significant cash per unit, so a slow sales month can leave a lot of capital sitting on the floor.
Stock gear and equipment ahead of each sport's season kickoff.
Front the cost of custom team uniforms and equipment before league payment arrives.
Expand floor space or open a new location to reach more local teams and athletes.
Yes, many sporting goods stores use working capital to front custom uniform and equipment costs, then repay as team or booster club payments come in.
No, Paz funds sporting goods retailers that carry any mix of team sports, outdoor gear or fitness equipment, based on overall business revenue.
Yes, working capital can be used flexibly across seasons, so a store can stock up for an upcoming sport while still selling through the current one.
Paz funds sporting goods stores from $2,500 to $5,000,000. Most sporting goods stores qualify for $20,000 - $200,000, based on monthly revenue and time in business rather than collateral.
A US business that has operated for at least six months with $10,000 or more in monthly revenue, your last three months of bank statements and your EIN. The application takes about five minutes, and there is no hard credit pull to get pre-qualified.
Sporting Goods Stores funding, approved in as little as 24 hours