Toy & Hobby Stores Funding
Working Capital for Toy & Hobby Stores
Toy and hobby stores live and die by the holiday season, stocking a wide range of products months before the busiest shopping weeks of the year.
Working Capital for Toy & Hobby Stores
Toy and hobby stores live and die by the holiday season, stocking a wide range of products months before the busiest shopping weeks of the year.
Approval in as little as 24 hours after you apply, with funds sent as soon as the next business day, so toy & hobby stores never wait on a bank.
Fixed daily or weekly payments sized to your sales, not a balloon due date. A large share of annual toy and hobby store revenue is earned in the weeks around the winter holidays, so inventory has to be bought and paid for well before that cash arrives.
Funding is a purchase of your future receivables, so you are not pledging equipment, property or personal assets. Hot seasonal toys can sell out fast while other items sit unsold, so stores often need to place reorders quickly to catch a trend before it fades.
One approval, draw what you need, and return for additional funding as your toy & hobby stores business performs. Hobby categories like model kits, games and collectibles each require their own specialized inventory, spreading cash across many niche product lines at once.
Stock the season's top toys and games well ahead of the winter shopping rush.
Keep specialized hobby categories like model kits, puzzles and collectibles in stock.
Fund in-store events like game nights and demo days that build customer loyalty.
Yes, many toy and hobby store owners use working capital to buy holiday inventory months in advance, then repay as holiday sales come in.
Yes, once approved, funding is typically available as soon as the next business day, which can be fast enough to reorder a trending item before it sells out elsewhere.
Yes, Paz funds toy and hobby stores of any focus, from general toy retailers to specialty shops for games, models or collectibles.
Paz funds toy & hobby stores from $2,500 to $5,000,000. Most toy & hobby stores qualify for $10,000 - $100,000, based on monthly revenue and time in business rather than collateral.
A US business that has operated for at least six months with $10,000 or more in monthly revenue, your last three months of bank statements and your EIN. The application takes about five minutes, and there is no hard credit pull to get pre-qualified.
Toy & Hobby Stores funding, approved in as little as 24 hours