Working Capital for Welding & Metal Fabrication
Welding and metal fabrication shops price jobs around steel, aluminum, and specialty alloy costs that can shift between the quote and the actual purchase, while custom fabrication work can take weeks before it ships and gets billed. Paz Working Capital gives welding and fabrication businesses cash to buy raw material and keep the shop floor running on order backlogs.
Approval in as little as 24 hours after you apply, with funds sent as soon as the next business day, so welding & metal fabrication never wait on a bank.
Fixed daily or weekly payments sized to your sales, not a balloon due date. Raw steel, aluminum, and specialty alloys are typically purchased upfront for a custom order, before the finished piece is delivered and invoiced.
Funding is a purchase of your future receivables, so you are not pledging equipment, property or personal assets. Industrial and commercial fabrication customers often pay on net-30 or net-60 terms after delivery and inspection.
One approval, draw what you need, and return for additional funding as your welding & metal fabrication business performs. Shop equipment like welders, plasma cutters, and CNC machines require ongoing maintenance and occasional costly repairs to avoid production downtime.
Buy steel, aluminum, and specialty alloys ahead of a custom fabrication order
Cover shop payroll and overhead while industrial customer invoices are outstanding
Fund welder, plasma cutter, and CNC equipment repairs or upgrades
Yes. Paz Working Capital can be used to purchase steel, aluminum, or specialty alloys upfront for a custom fabrication job.
Yes, funds can be used to cover shop payroll and overhead while you wait on payment from industrial or commercial customers.
Yes, funds can be used for equipment repairs or upgrades, along with any other legitimate business expense.
Paz funds welding & metal fabrication from $2,500 to $5,000,000. Most welding & metal fabrication qualify for $25,000 - $225,000, based on monthly revenue and time in business rather than collateral.
A US business that has operated for at least six months with $10,000 or more in monthly revenue, your last three months of bank statements and your EIN. The application takes about five minutes, and there is no hard credit pull to get pre-qualified.
Welding & Metal Fabrication funding, approved in as little as 24 hours