Working Capital for Woodworking & Millwork Shops
Woodworking and millwork shops buy lumber and hardware for custom cabinetry and architectural millwork weeks before a project is installed and invoiced. Working capital keeps material orders and skilled labor flowing between jobs.
Approval in as little as 24 hours after you apply, with funds sent as soon as the next business day, so woodworking & millwork shops never wait on a bank.
Fixed daily or weekly payments sized to your sales, not a balloon due date. Lumber, hardware and finishing materials must be purchased up front for custom projects, while general contractors and builders often pay on 30 to 60 day terms.
Funding is a purchase of your future receivables, so you are not pledging equipment, property or personal assets. Skilled woodworkers and finishers are in short supply, and payroll for a custom project runs for weeks before the finished millwork is delivered and invoiced.
One approval, draw what you need, and return for additional funding as your woodworking & millwork shops business performs. Specialty equipment like CNC routers and finishing booths need regular maintenance that a shop cannot defer without slowing every order in the queue.
Buy lumber, hardware and finishing materials ahead of custom project starts.
Maintain and upgrade the equipment that produces custom millwork and cabinetry.
Cover payroll and overhead while custom projects move through invoice terms.
Yes, funds can be used for lumber, hardware, finishing materials, equipment or payroll tied to fulfilling a custom order.
Repayment is a fixed daily or weekly amount sized to your typical revenue, so it runs steadily through a project rather than requiring a lump sum at delivery.
A US-based shop operating for at least six months with $10,000 or more in monthly revenue can apply, with a decision typically in as little as 24 hours.
Paz funds woodworking & millwork shops from $2,500 to $5,000,000. Most woodworking & millwork shops qualify for $20,000 - $175,000, based on monthly revenue and time in business rather than collateral.
A US business that has operated for at least six months with $10,000 or more in monthly revenue, your last three months of bank statements and your EIN. The application takes about five minutes, and there is no hard credit pull to get pre-qualified.
Woodworking & Millwork Shops funding, approved in as little as 24 hours