Working Capital for Architecture Firms
Architecture firms carry design and drafting costs across long project timelines, billing clients at defined phases while staff, software and consultant fees are due continuously. Working capital keeps a project moving between phase payments.
Approval in as little as 24 hours after you apply, with funds sent as soon as the next business day, so architecture firms never wait on a bank.
Fixed daily or weekly payments sized to your sales, not a balloon due date. Client billing is tied to project phases such as schematic design or construction documents, which can leave months between payments.
Funding is a purchase of your future receivables, so you are not pledging equipment, property or personal assets. Licensed architects, drafters and project managers draw salaries every pay period no matter which phase a project is in.
One approval, draw what you need, and return for additional funding as your architecture firms business performs. Structural, MEP and other outside consultant fees are frequently paid by the firm before being reimbursed through the client invoice.
Cover payroll and expenses in the gap between one project phase invoice and the next.
Pay structural, MEP and other outside consultants while waiting to be reimbursed by the client.
Staff up for a bigger commission without waiting on the first design-phase payment to clear.
Yes, working capital can be used to pay structural engineers, MEP consultants or other outside fees while the firm waits on client reimbursement.
No, funding is a purchase of future receivables rather than a loan, so there is no requirement to pledge equipment or property.
Most architecture firms qualify for between $25,000 and $200,000, based on monthly revenue and time in business, within Paz's overall $2,500 to $5,000,000 funding range.
Paz funds architecture firms from $2,500 to $5,000,000. Most architecture firms qualify for $25,000 - $200,000, based on monthly revenue and time in business rather than collateral.
A US business that has operated for at least six months with $10,000 or more in monthly revenue, your last three months of bank statements and your EIN. The application takes about five minutes, and there is no hard credit pull to get pre-qualified.
Architecture Firms funding, approved in as little as 24 hours