Working Capital for Medical Labs & Imaging Centers
Medical labs and diagnostic imaging centers run on equipment that can cost hundreds of thousands of dollars, while insurance and referring-provider billing means payment for a scan or test often arrives long after the equipment lease payment is due. Working capital finances equipment, staffing, and new locations.
Approval in as little as 24 hours after you apply, with funds sent as soon as the next business day, so medical labs & imaging centers never wait on a bank.
Fixed daily or weekly payments sized to your sales, not a balloon due date. MRI, CT, and advanced lab equipment can each cost hundreds of thousands of dollars, and the lease or service payments on that equipment are due whether or not that month's scans have been reimbursed.
Funding is a purchase of your future receivables, so you are not pledging equipment, property or personal assets. Insurance and referring-provider billing for imaging and lab work is often reimbursed weeks after the test was performed, creating a persistent gap between service and payment.
One approval, draw what you need, and return for additional funding as your medical labs & imaging centers business performs. Certified technologists and lab staff are paid on a fixed schedule regardless of referral volume, which can fluctuate with physician relationships and local patient demand.
Finance the imaging and lab equipment that keeps a diagnostic center competitive.
Cover payroll and equipment payments while insurance billing for tests already performed is processed.
Open an additional imaging or lab location closer to referring providers.
Yes, many diagnostic imaging centers use working capital toward equipment costs, lease payments, or as a bridge while new equipment ramps up referral volume.
Yes, we fund independent diagnostic labs, imaging centers, and combined lab-and-imaging facilities, based on the business's monthly revenue.
Approval is based on your business bank deposits rather than a credit-based process, which fits labs and imaging centers whose revenue arrives primarily through insurance reimbursement.
Paz funds medical labs & imaging centers from $2,500 to $5,000,000. Most medical labs & imaging centers qualify for $50,000 - $500,000, based on monthly revenue and time in business rather than collateral.
A US business that has operated for at least six months with $10,000 or more in monthly revenue, your last three months of bank statements and your EIN. The application takes about five minutes, and there is no hard credit pull to get pre-qualified.
Medical Labs & Imaging Centers funding, approved in as little as 24 hours