Working Capital for Urgent Care Clinics
Urgent care clinics handle walk-in volume that can swing sharply with flu season and local events, while still carrying the staffing and equipment costs of an emergency-adjacent practice. Working capital gives urgent care operators the cash to staff up, add diagnostic equipment, and open new locations ahead of demand.
Approval in as little as 24 hours after you apply, with funds sent as soon as the next business day, so urgent care clinics never wait on a bank.
Fixed daily or weekly payments sized to your sales, not a balloon due date. Patient volume can spike during flu season and local outbreaks and then fall off sharply, making staffing and supply budgets hard to plan around a single average month.
Funding is a purchase of your future receivables, so you are not pledging equipment, property or personal assets. Insurance and workers' compensation claims for urgent care visits are often reimbursed weeks after the visit, even though physicians, X-ray techs, and front-desk staff are paid on a weekly schedule.
One approval, draw what you need, and return for additional funding as your urgent care clinics business performs. Opening extended hours or a second location means covering rent, staffing, and licensing costs well before that location's patient volume catches up to its overhead.
Finance the X-ray, lab, and treatment equipment that lets an urgent care clinic handle more cases in-house.
Bring on additional physicians and support staff ahead of flu season and other high-volume periods.
Open an additional urgent care location to serve more of the surrounding community.
Yes, many urgent care clinics use working capital to bring on per-diem physicians and additional staff ahead of flu season and other predictable volume spikes.
Yes, urgent care clinics that bill primarily through insurance and workers' compensation are a common fit, and approval is based on your monthly business deposits.
Funding ranges from $2,500 to $5,000,000, with most urgent care clinics qualifying for an amount based on their monthly revenue and time in business.
Paz funds urgent care clinics from $2,500 to $5,000,000. Most urgent care clinics qualify for $50,000 - $500,000, based on monthly revenue and time in business rather than collateral.
A US business that has operated for at least six months with $10,000 or more in monthly revenue, your last three months of bank statements and your EIN. The application takes about five minutes, and there is no hard credit pull to get pre-qualified.
Urgent Care Clinics funding, approved in as little as 24 hours