Working Capital for Motorcycle & Powersports Dealers
Motorcycle and powersports dealerships carry seasonal inventory of bikes, ATVs and watercraft that must be paid for months before riding season demand peaks. Working capital funds inventory buys and parts stock through the off-season.
Approval in as little as 24 hours after you apply, with funds sent as soon as the next business day, so motorcycle & powersports dealers never wait on a bank.
Fixed daily or weekly payments sized to your sales, not a balloon due date. Inventory for motorcycles, ATVs, side-by-sides and watercraft must often be purchased and floor-planned well ahead of the riding season that actually sells it.
Funding is a purchase of your future receivables, so you are not pledging equipment, property or personal assets. Parts and accessories departments carry hundreds of SKUs that tie up cash long before each part sells.
One approval, draw what you need, and return for additional funding as your motorcycle & powersports dealers business performs. Revenue drops sharply in the off-season in most climates, while showroom rent, staff and floor plan interest continue year-round.
Stock motorcycles, ATVs and watercraft ahead of the riding season rush.
Improve the showroom and service department to sell and support more units.
Cover fixed costs through the slower months between riding seasons.
Yes. Many dealers use working capital in the off-season to stock inventory and cover fixed costs ahead of the demand that arrives with warmer weather.
No. Paz looks at your overall monthly revenue and time in business, so dealerships with seasonal sales patterns can still qualify with at least $10,000 in average monthly revenue.
Yes, funds can be applied to unit inventory, parts and accessories, showroom improvements or any other business need.
Paz funds motorcycle & powersports dealers from $2,500 to $5,000,000. Most motorcycle & powersports dealers qualify for $25,000 - $200,000, based on monthly revenue and time in business rather than collateral.
A US business that has operated for at least six months with $10,000 or more in monthly revenue, your last three months of bank statements and your EIN. The application takes about five minutes, and there is no hard credit pull to get pre-qualified.
Motorcycle & Powersports Dealers funding, approved in as little as 24 hours