Working Capital for RV Dealers
RV dealerships finance some of the largest per-unit inventory in retail, with floor plan costs running from the day a unit arrives on the lot until the day it sells. Working capital covers inventory, service and seasonal staffing swings.
Approval in as little as 24 hours after you apply, with funds sent as soon as the next business day, so rv dealers never wait on a bank.
Fixed daily or weekly payments sized to your sales, not a balloon due date. RV floor plan financing costs accrue on every unit on the lot, and high per-unit prices mean that cost adds up fast across even a modest inventory.
Funding is a purchase of your future receivables, so you are not pledging equipment, property or personal assets. Service and warranty repair work often means paying technicians and ordering parts well before manufacturer warranty reimbursement arrives.
One approval, draw what you need, and return for additional funding as your rv dealers business performs. RV sales are highly seasonal in most regions, so a dealership must staff and stock for the spring and summer rush while carrying costs through slower months.
Fund inventory acquisition and cover the gap floor plan financing leaves open.
Keep the service department stocked and staffed while warranty claims process.
Smooth cash flow between the peak selling season and the slower months.
Working capital does not replace your floor plan line, but it does give you cash on hand to cover the gap between floor plan costs and unit sales, or for any other business use.
Approval can happen in as little as 24 hours, with funds available soon after, fast enough to act on a seasonal inventory opportunity.
A US-based dealership operating for at least six months with $10,000 or more in monthly revenue can apply, with no requirement to pledge inventory as collateral.
Paz funds rv dealers from $2,500 to $5,000,000. Most rv dealers qualify for $30,000 - $250,000, based on monthly revenue and time in business rather than collateral.
A US business that has operated for at least six months with $10,000 or more in monthly revenue, your last three months of bank statements and your EIN. The application takes about five minutes, and there is no hard credit pull to get pre-qualified.
RV Dealers funding, approved in as little as 24 hours